At Saffron Mortgage Finders our clients are at the heart of everything we do. We pride ourselves on providing our clients with reliable, forward thinking and trustworthy advice. We help our clients navigate the options available to them through clear information and guidance, this in turn enables them to understand their choices and make informed decisions. Saffron Mortgage Finders offers mortgage and protection advisory services which are tailored to protect your home and meet your individual and family needs. We bring with us many years of experience in the property industry, which helps guide our clients from the purchase of their first home to downsizing ready for retirement.
We offer a comprehensive range of products from across the market but not deals that you can only obtain by going direct to a lender. If you are purchasing a property with the help of a shared equity loan, our advice will also cover the shared equity second charge. However, we do not advise on any other second charge mortgages. If you need a second charge mortgage we will refer you to a master broker for second charges, who will be able to advise you.
We will advise and make a recommendation for you on a first charge mortgage after we have assessed your needs. You may request an illustration from us for any regulated mortgage contract we are able to offer you whenever we provide you with information specific to the amount you want to borrow following assessment of your needs and circumstances.
If you are looking to increase borrowing secured on a property that you already have a mortgage on, the following alternative finance options may be available and may be more appropriate:
- A Further Advance from your existing lender
- A Second Charge
- An unsecured Loan
- Openwork does not offer advice on Unsecured Lending or Second Charges.
All prices include VAT.
If we charge you a fee and your mortgage does not go ahead, you will receive no refund.
Non-members. £99 payable at Fact Find and £150 payable on arrangement of the mortgage.
If we charge you a fee and your mortgage does not go ahead, you will receive:
No refund, if you decide not to proceed with the purchase.
We can only offer products from a limited number of insurers for life assurance, critical illness cover, income protection, household insurance, accident, sickness and unemployment insurance and cash lump sum accident protection.
We are an insurance intermediary representing you, not any insurer. We will provide you with a personal recommendation after we have assessed your needs, limited to the insurance products available to us.
We arrange the policy with the insurer on your behalf, you do not pay us a fee for doing this. We receive commission from the insurer which is a percentage of the total annual premium. This means that if you purchase one of these products we will receive commission in addition to any adviser charges/fees you may have been or will be paying Openwork for investment-related services. The amount of commission will be disclosed separately should you purchase one of these protection products.
You will receive a quotation which will tell you about any other fees relating to any particular insurance policy.